March 24, 2012

Are employers offering health insurance treating those employees that opt in fairly?

I worked for a company that offered health insurance and because the company ran solely on state based contracts the owner did not have much of a choice on how the insurance premiums were offered. Did he treat those employees fairly when they opted into the company health insurance?

Two weeks after my health insurance kicked I was moved to another officer for having low production. Knowing how I worked and the amount of work that was given to me and produced daily, I knew this was false. The managers and owner would do things to make that employee look bad, fake their production, get them written up for the company rules that were more than easy to break. Some of the company rules were as follows:

  • No talking while working, it is all about production.
  • No cell phones on your person while in the office, because of confidentiality rules.
  • No crocks, somebody at one time had bad foot odour so they made a rule, no open toe or heel shoes.  This wasn't a safety issue either since dress shoes were just fine, just nothing with open toe or heel.

Who were usually reprimanded for these rules?  The ones who either opted into the health insurance or the ones that applied for worker's compensation.  If they did not break these rules than suddenly they were demoted from being a manager because their production dropped or their production just was low.

If an employee was written up three times for talking you were terminated and than you had to fight unemployment insurance benefits. The company actually wrote me up one time for asking the guy if he owned a pet skunk. They claimed I was accusing him of having bad body odour, when in fact, he smelled like marijuana. After notifying the supervisors and the owner in detailed writing of the incident, date and time, the employee still smelled of marijuana, was never investigated and I was written up.

Is Employer-Based Health Insurance Worth Saving?

The second time I was written up was after they gave me a bad production report, for the third time, after I spoke with the owner and notified him in writing that the report was wrong. It was obvious the production report was wrong, especially since my educational background in excel and Mathematics rose a red flag. The way the production report was presented to me was clearly falsified not just a common accident in how the Mathematics and formulas were entered into the spreadsheet.  I talked with the manager and jokingly said don't "F" with smart people and than he laughed and walked away.  Finally after confronting the owner about the accusation of my production being low at the other office when I found out why it was made to look low and that I did not get a raise because of this he terminated me.  The reason being because I made a comment in an email that after working hard and not getting recognised for it that "F" it feeling of not wanting to come to work was getting to strong.

Being an employee that only called in once and left early twice in the entire nine months I was employed there, my "behaviour problems and production problems" did not begin until two weeks after my health insurance kicked in.  When I sat down at actually looked at how my production was given to me I noticed that on the days that my expectations were higher the percentage of each mathematical errors where higher. 

Is this fairness?  Who is really suffering?  What can a single adult or an adult with children that makes to much money to be eligible for Medicaid do? Read why companies are upset with health insurance premiums and who do you think is suffering the most from this type of fraud, the employees or our economy?  A question worth asking my last employer would be: Who deserves health insurance the most, his children or his employees children?
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